Molly has a $2500 down payment saved for this purchase, and the dealer's $1500 Cash Allowance will come straight off her total.

Answer:

Molly has no need for a loan since she can cover her expenses

Detailed explanation:

After using $1500 of her $2500 savings for payment, Molly will still have $1000 left. Thus, there is no requirement for a loan in this situation.

Answer:

Molly does not require a loan

Detailed explanation:

Molly has saved $2500 for her down payment, and the dealer offers a $1500 Cash Allowance that will reduce her overall cost.

After paying the $1500, she will have $1000 remaining. Since the expenses are covered, she does not need a loan.