3x23=69 is the equation that has the sum 69
The "successful" area is half the size of the overall triangle, thus using the concept of similar triangles, the likelihood that the area of triangle XYD does not exceed 12 is 1/4.
I = PRT....seeking T...rearrange......I / PR = T
I / PR = T
I = 720
P = 1000
R = 9% = 0.09
substituting values
720 / (1000)(0.09) = T
720 / 90 = T
8 = T <===