Sue Jones is insured for bodily injury in the amount of 10/20. She is at fault in an accident in which Albert Smith is injured.

Solution:

Albert's medical costs amount to = $ 12,000

Sam's expenses reach = $ 8,000

Total amount = 12000 + 8000 = $ 20000

Sue Jones has coverage for = 10/20

Next, calculate the insurance.

(10/20)*(20,000) = 10000

Thus, $10000 will be covered by the insurance.

Answer:

The total insurance payout would amount to  $18,000.

Step-by-step explanation:

10/20 indicates a maximum payout of $10,000 per individual for bodily injury liability / $20,000 is the coverage limit of the policy.

Thus

Albert Smith would receive $10,000 from the insurer (based on the "per occurrence" limit), and Sam Dickson would receive $8,000 since $10,000 remains available under the "policy limit".

Consequently, the total insurance payout would be  $18,000.